Did you recently graduated from college?
Have
you aged off of your parent’s health plan?
Are there events that left you without health insurance?
Even though
open enrollment is over, you may still have options to get health coverage this
year. You may be qualified to sign up for private health insurance in the
Marketplace right now, outside the Annual Open Enrollment Period.
Anyone who experiences a qualifying
life event is eligible to purchase private insurance in the Marketplace. Here
are some examples of qualifying life events:
·
No longer covered by your parents’ plan
·
Get married
·
Get divorced
·
Death of a spouse
·
Have a baby or adopt a child
·
Move to a new area
·
Lost other health insurance including student health plans
Employment-Related Qualifying Events
You may also qualify for the Special
Enrollment Period if your employment is terminated, your hours are cut back or
your COBRA benefits expire. You will need to provide a letter from your
employer on company stationary that verifies your termination or reduction in
hours in order to qualify. For expiration of COBRA benefits, you will need a
letter of documentation with your termination date.
Time Limits
You have sixty days from the date of any
qualifying event to apply for health insurance coverage. In all cases you will
be asked to provide documentation of the qualifying life event in the form of a
birth or adoption certificate, marriage license, divorce decree or other legal
documents.
Medicaid or CHIP coverage Enrollment to
Medicaid or CHIP is open all year round. If you qualify, you (or a family
member) can enroll immediately.
Call me to discuss your options.
If you or someone you know has questions on
whether their circumstances qualify as an eligible life changing event, please
contact me. I’ll do the checking and provide the best insurance choices for you
and your budget.
There’s never a charge for my services.
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