Don't Automatically Use Your Insurance for Prescriptions

Can that be right??? That you shouldn't automatically use your prescription insurance for every prescription? 

There are hundreds of commonly used generic medications that can be purchased for as little as $10 for a three-month supply at grocery stores, major drugstores and club stores like Costco and Sam’s Club. You may find some drugs usually covered by your insurance might be less expensive if you pay cash instead using your insurance.

Even if your cost at the counter is the same when you use your insurance card, your insurance company or your employer are often paying the full price which will cost you in higher premiums down the road.