Taking care of your teeth isn't just about having a nice smile. Recent research has found that the condition of your mouth is closely linked to your overall physical health. Whether the disease or condition is the cause or the effect is not always clear, but the links are apparent between diabetes, heart disease, Alzheimer’s disease and osteoporosis with poor oral health.
Regular visits to your dentist should be part of your overall health care plan. But, unfortunately, dental options are very limited for anyone without dental insurance or who has Original Medicare. Original Medicare does not pay for routine dental care including the costs of exams, teeth cleaning, tooth extractions, x-rays and dentures. This means that you can expect to pay 100% of the costs for all these services if you want to keep your healthy smile and you don’t have supplemental dental insurance. (Original Medicare will only cover the cost of dental procedures related to covered medical procedures that are necessary to treat a non-dental condition and must be treated at the same time and by the same doctor as the covered condition.)
There are affordable options to help you with the cost of routine dental care. These include private insurance plans and Medicare Advantage Plans with dental coverage. Some plans cover a percentage of your costs for cleanings, x-rays and exams while other are more comprehensive and will cover major dental services like crowns, bridges, root canals and denture, in addition to your routine care. It all depends on what type of coverage you are looking for.
Another option is to check with dental colleges and dental hygiene schools. Many, including Lakeland Community College, offer dental clinics for adults and children for preventive services. Students gain valuable experience and provide services at a reduced cost, all under the supervision of licensed professionals. For more information on the clinic at Lakeland, visit their website at http://www.lakelandcc.edu/web/about/clinic-dental.
Whatever you do, it’s time to stop neglecting your dental care. Stop skimping on this and realize that your dental health as an investment in your overall health. Call me today at 440-255-5700 or email me at Lmutsko@mutskoinsurance.com and let’s look at the affordable dental insurance options for you and your family. For more information, visit our website at www.mutskoinsurance.com.