Open Enrollment for Affordable Care Year 2 begins Nov.15

What do I need to know about Affordable Care Act 2015?

Here are four key points you need to know:

1.  Now is the time for you to look into getting health care insurance. The Open Enrollment Period for the Affordable Care Act begins this Saturday, Nov. 15 and continues through Feb. 15, 2015.

2.  Open Enrollment is the one time of year when you can enroll in a new plan or switch from one plan to another. You will not have another opportunity to enroll until the next Open Enrollment Period in the fall of 2015 unless you have a qualifying life-changing event such as the birth or adoption of a child, divorce, marriage or death of a spouse

3.  You must enroll in a plan by December 15, 2014, if you want your coverage to start on January 1, 2015.

4.  If you don’t have health coverage in 2015, you may have to pay a penalty equaling 2% of your taxable income or $325 per adult, and $162.50 per child, whichever is more.

A variety of plans are now available for individuals and families to suit your needs and budget. To find the best plan for you click her to Get a Quote. Complete the online application and we will be in touch with you within 24-48 hours to answer your questions and complete your enrollment.

For more information on Affordable Care Plans, please contact Laura Mutsko at Mutsko Insurance Services, LLC, 6966 Spinach Drive in Mentor, OH. Call 440-255-5700 or email lmutsko@mutskoinsurance.com.