Welvie: A new surgery support program from Medicare

What is Welvie?

Welvie is a new surgery support program from Medicare that is being evaluated in the State of Ohio.The program is being offered at no charge to a group of Medicare beneficiaries selected by the Department of Health and Human Services.

Welvie is an online program designed by surgeons to empower patients. It walks you through the entire surgery decision-making process - - - from diagnosis to recovery - - - in a unique step-by-step approach.

 Welvie helps you:

- Work with your physician so you understand your surgical and non-surgical treatment options

- Understand how to evaluate the risks and benefits of all your treatment options

- Prepare for and recover from a surgical procedure to help reduce the chance of complications and errors and ensure a better outcome

There's simply nothing like Welvie anywhere. It's intelligent, intuitive design encourages questions and other options. Welvie brings you in on the surgery decision with your doctor in a simple, organized and confidential way.

At this time, only those Ohioans pre-selected by the Department of Health and Human Services are eligible to register for Welvie. For more information, visit www.welvie.com or call toll-free 1-877-386-6556, Monday through Friday from 8 a.m. to 7 p.m.

Schedule for upcoming 'Getting Started with Medicare' Classes

I will be presenting "Getting Started with Medicare," a class designed to answer your questions and prepare you for your transition to Medicare, at the following locations this week. I look forward to seeing you at one of these classes.

 These events are only for educational purposes and no plan specific benefits or details will be shared. For the dates and times of additional classes, please visit my website at http://www.mutskoinsurance.com/seminars.

 

Pre-registration is required for all classes.

Please call the specific location to register and for any additional details.

Monday, October 8, 2012

Ashtabula Public Library

6:00 pm – 7:30 pm

335 W. 44th Street

Ashtabula, OH 44004

440-997-9341

 

Wednesday, October 10, 2012

Chagrin Falls Community Education

Class Location: Chagrin Falls Middle School Library

7:00 pm – 9:00 pm

342 E. Washington

Chagrin Falls, OH 44022

440-274-5375

Saturday, October 13, 2012

Geneva Public Library

12:00 pm – 2:00 pm

117 West Main Street

Geneva, OH 44041

440-466-4521

Monday, October 15, 2012

Bristol Public Library

1:00 pm – 3:00 pm

1855 Greenville Road

Bristolville, OH 44402

330-889-3651

 

Monday, October 15, 2012

Hudson Community Education & Recreation

6:30 pm – 8:00 pm

Hudson High School

2500 Hudson-Aurora Road Room A115

Hudson, OH 44236

330-653-1210

Tuesday, October 16, 2012

City of Shaker Heights Library

Stephanie Tubbs-Jones Building

1:00 pm – 3:00 pm

3450 Lee Road

Shaker Heights, OH 44120

216-491-2578

 

Wednesday, October 17, 2012

Lorain County Community College

Elyria Campus

10:00 am - 12:00 pm

1005 N. Abbe Road

Elyria, OH 44035

440-366-4148

Important Dates for Medicare Beneficiaries

September 30: Annual Notice of Change and Evidence of Coverage arrive
October 15: Medicare Open Enrollment begins
December 7: Medicare Open Enrollment ends

If you are on a Medicare Advantage Plan or a Medicare Prescription Plan, watch your mailbox this week for your Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) from your plan providers. You should receive it before Sept. 30, 2012.

Many people make the mistake of not taking time to review this important information. Don't be one of them. Your plan may be making changes for 2013 that affect your coverage, your premiums or the health care providers you currently see. You have the opportunity during the Medicare Open Enrollment Period beginning October 15 to switch to a plan that's a better fit for you. But, you must make the switch before the Open Enrollment Period ends on December 7.

You will probably see a lot of advertising for Medicare plans from during Open Enrollment. Don’t let these ads confuse you.There may be a plan that is not getting a lot of promotion that will be a better choice for you. I am affiliated with many of the nation's most respected insurance companies and can help you find the plan that's right for you. Call me at 440-255-5700 during Open Enrollment to discuss your concerns.

Medicare Open Enrollment begins October 15 and ends December 7, 2012.

Schedule for this week's Getting Started with Medicare Classes

I will be presenting "Getting Started with Medicare," a class designed to answer your questions and prepare you for your transition to Medicare, at the following locations this week. I look forward to seeing you at one of these classes.

For the dates and times of additional classes, please visit my website at http://www.mutskoinsurance.com/seminars

Pre-registration is required for all classes.  Please call the specific location to register and for any additional details.

Tuesday, September 25, 2012

Concord Community Education

6:30 pm – 8:30 pm

7671 Auburn Road

Concord, OH 44077

440-639-4650

Wednesday, September 26, 2012

Shore Cultural Center

10:00 am – 11:30 am

291 E. 222 Street Room 152

Euclid, OH 44123

440-255-5700

Thursday, September 27, 2012

Lorain County Community College

Brunswick Campus

2:00 pm – 4:00 pm

50 Pearl Road

Brunswick, OH 44212

440-366-4148

Thursday, September 27, 2012

Peninsula Library & Historical Society

6:00 pm – 8:00 pm

6105 Riverview Road

Peninsula, OH 44264

330-657-2291

 

                                                                                                                                                        

These events are only for educational purposes and

no plan specific benefits or details will be shared.

Why Choose a Medicare Advantage Plan?

Medicare Advantage Plans are provided through private insurance companies that have a contract with Medicare.

These plans often have a higher level of benefits than found in original Medicare with lower premiums and copays. For example, some plans offer coverage for dental, vision, routine foot care and gym membership. Plans may have a monthly premium, use co-pays for certain treatments and include an out-of-pocket annual maximum to protect a person from catastrophic illness. Medicare Advantage Plans are available with and without Part D prescription drug coverage.

Two important points to remember about Advantage Plans:

- Benefits in a Medicare Advantage Plan must be at least equal to or better than that of original Medicare.

-  Medicare no longer covers your health care costs. The Medicare Advantage Plan pays instead of Medicare.

Medicare Advantage Plans generally operate as an HMO, PPO or private fee-for-service plan.

Interested in learning more?  Call me at 440-255-5700. I am affiliated with many of the nation's most respected insurance companies, including Anthem, Aetna, and AARP so I can help you find the plan that includes your doctors, your medical facilities and fits your budget. For a complete list of companies, go to www.mutskoinsurance.com/products-services.

You never pay a penny more for my services. Not now. Not at any time throughout the year. 

Quick Facts on Medicare

Things you want to know about Medicare . . .

- Generally, a person can enroll in Medicare three months before and after their 65th birthday. You are known as a Medicare 'beneficiary.'

-  You can enroll in Medicare through the Social Security Administration by calling 1-800-772-1213.

-  Medicare has enrollment periods. You must enroll when you are eligible; however, if you are working, you may delay enrollment in some situations.

-  You do not have to be currently receiving Social Security benefits to sign up for Medicare. They are separate benefits.

-  You may not need all parts of Medicare if you have insurance from your employer and plan to continue working.

- You will receive your Medicare card automatically if you are receiving Social Security or Railroad Retirement Benefits.

Have questions about Medicare and your options? 

Plan to attend one of my "Getting Started with Medicare" classes in your area. 

You will find a complete list of upcoming classes on my website at www.mutskoinsurance.com/seminars. 

Schedule for this week's "Getting Started with Medicare" Classes

I will be presenting "Getting Started with Medicare," a class designed to answer your questions and prepare you for your transition to Medicare, at the following locations this week. I look forward to seeing you at one of these classes.

For the dates and times of additional classes, please visit my website at http://www.mutskoinsurance.com/seminars

Please call the desired location to register.

                                                                                                                                                        

Monday, September 17, 2012

Willoughby Public Library

7:00 pm – 8:30 pm

30 Public Square Willoughby, OH 44094

440-942-3200

Tuesday, September 18, 2012

Cleveland Heights-University Heights Libraries

Coventry Branch Library
6:30 – 8:30 pm
1925 Coventry Road
Cleveland Heights, OH 44118
216-321-3400

Wednesday, September 19, 2012

Polaris Career Center

Berea High School
6:30 pm – 8:30 pm
165 East Bagley Road, Room 102
Berea, OH 44017440-891-7600

Thursday, September 20, 2012

Lakeland Community College

6:30 pm – 8:00 pm

7700 Clock Tower Drive

Kirtland, OH 44094

440-525-7116

 

These events are only for educational purposes and

no plan specific benefits or details will be shared.