Important Dates for Medicare Beneficiaries

September 30: Annual Notice of Change and Evidence of Coverage arrive
October 15: Medicare Open Enrollment begins
December 7: Medicare Open Enrollment ends

If you are on a Medicare Advantage Plan or a Medicare Prescription Plan, watch your mailbox this week for your Annual Notice of Change (ANOC) and Evidence of Coverage (EOC) from your plan providers. You should receive it before Sept. 30, 2012.

Many people make the mistake of not taking time to review this important information. Don't be one of them. Your plan may be making changes for 2013 that affect your coverage, your premiums or the health care providers you currently see. You have the opportunity during the Medicare Open Enrollment Period beginning October 15 to switch to a plan that's a better fit for you. But, you must make the switch before the Open Enrollment Period ends on December 7.

You will probably see a lot of advertising for Medicare plans from during Open Enrollment. Don’t let these ads confuse you.There may be a plan that is not getting a lot of promotion that will be a better choice for you. I am affiliated with many of the nation's most respected insurance companies and can help you find the plan that's right for you. Call me at 440-255-5700 during Open Enrollment to discuss your concerns.

Medicare Open Enrollment begins October 15 and ends December 7, 2012.