How do I pay for my Medicare premiums?

If you are like most Medicare beneficiaries, you do not pay a premium for Medicare Part A.  Medicare Part B premiums are deducted from your benefit payments if you are on Social Security or Railroad Retirement Board benefits. If you are not receiving

Social Security or Railroad Retirement Board benefits, you will be billed monthly and will be responsible for paying your premiums using one of the following options.

1. Pay by check or money order by mailing your Medicare premium payments to:

Medicare Premium Collection Center
P.O. Box 790355
St. Louis, MO 63179-0355

2. Pay by credit or debit card by completing the bottom portion of the payment coupon on your Medicare bill and mailing it to the Medicare Premium Collection Center address listed above. You’ll need to provide the account information and expiration date as it appears on your card.

3. Set up online banking. Contact your bank or go to their website to set up online bill payment services. You will need to provide your bank with your Medicare account number, your monthly premium, the biller name which will be CMS Medicare Insurance, and a remittance address which will be the same address listed above for payment by check or credit card.

4. Sign up for Medicare Easy-Pay, a free service that automatically deducts your premium payments from your savings or checking account each month. You will need to complete an authorization form available online at www.Medicare.gov. Mail the completed Authorization form to:

Medicare Premium Collection Center
PO Box 979098
St. Louis, MO 63197-9000

5. If you are billed by the Railroad Retirement Board, mail your premium payments to:

RRB, Medicare Premium Payments
P.O. Box 979024
St. Louis, MO 63197-9000

If you are a Civil Service retiree and NOT entitled to Social Security, you may have your premiums deducted from your Civil Service annuity. To do this, send an email to OPMMailbox@cms.hhs.gov.

Please keep in mind that you risk losing your Medicare benefits if you fail to pay. If your premium is late you will get a Second Notice. If you don’t pay the premium by the due date for the Second Notice, you'll get a Delinquent Notice. If you get a Delinquent Notice and you don’t pay your premium by the 25th of the month, you’ll lose your Medicare coverage.

If you have questions concerning premium payments call Social Security at 1-800-772-1213. For all your insurance questions including Life, Health, Vision, Hearing or Medicare Advantage Plans, contact me at 440-255-5700