Wednesday, July 8, 2015

Insurance to help cover out-of-pocket expenses

As you already know, a hospital stay or an accident that requires medical treatment can be very expensive. And, no matter how good your health insurance plan or Medicare Advantage Plan is, there are going to be gaps and out-of-pocket expenses that you will have to pay. These extras add up quickly and chip away at your hard-earned savings.

The good news is there are now plans to help fill these gaps. I can show you a plan that will help to cover the kind of costs that you mentioned.  It’s called an Indemnity Insurance Plan. When you’re sick or hurt and your major medical plan steps in to cover your doctors, hospitals and other health care providers, this kind of insurance plan pays you cash benefits to offset the cost of deductibles, co-pays, household expenses and out-of-pocket costs not covered by other insurance. The benefits are paid directly to you, unless you choose to assign them to a medical provider.

Plans are available for virtually all age groups, including those over age 65.

The Indemnity Plan I have in mind for you is not a Medicare supplement policy. It is not a major medical policy. It is affordable coverage that pays you cash to use however you want whenever you’re sick, hurt or require nursing care. The plan is offered through one of the nation’s leading diversified health care benefit companies . . . a company that you can trust to be there when you need them.

Call me to learn more about Indemnity Insurance and how it can reduce some of the worry that accompanies a health care emergency. Call me for all your life, health and Medicare insurance needs and I’ll help you find the best insurance for you and your family. There’s never a charge for my services. Call 440-255-5700 today.

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