The News-Herald is looking for the Best of the Best companies in northeast Ohio. They are asking you, their readers and internet followers, to help them select the Best by voting for your favorites.
You can cast your vote for any number of categories. And whether it's a great restaurant, your favorite golf course or your go-to insurance agency, it's your opinion that matters. It's a great way to recognize those people and business that you think do an outstanding job.
Please consider voting for my agency, Mutsko Insurance Services in Mentor for the Best of the Best Insurance Agency in Lake County. It would be an honor to be selected as the Best by our friends and customers.
To vote, please click here:
http://oh.journalregister.com/news-herald/bestofthebest/
Only official New-Herald ballots and internet voting will be accepted. Limit of one entry per person, please. Official paper ballots are available at The News Herald. Deadline for voting is 7/13 at 5 pm.
Wednesday, June 27, 2012
Monday, June 25, 2012
Where Do Your Employees Get Their Medicare Information
Business Owners and Managers . . .
Do you have employees who are approaching Medicare age?
Are you or your HR people sure you have the most current Medicare information?
If not, call me. I provide free one-on-one consultations and on-site group workshops on Medicare. I'll answer all their questions about going on Medicare so you and your staff don't have to. And, because we are continually receiving information on any changes in Medicare you'll be sure your employees are getting the most up-to-date information.
There may be a bonus for you, too. We often find that employers reduce the cost of their medical insurance premiums when eligible employees move to Medicare.
With so many people working past age 65, there's a good chance that you have someone who is eligible for Medicare.So, where do you get information on switching your employees to Medicare?
Do you have employees who are approaching Medicare age?
Are you or your HR people sure you have the most current Medicare information?
If not, call me. I provide free one-on-one consultations and on-site group workshops on Medicare. I'll answer all their questions about going on Medicare so you and your staff don't have to. And, because we are continually receiving information on any changes in Medicare you'll be sure your employees are getting the most up-to-date information.
There may be a bonus for you, too. We often find that employers reduce the cost of their medical insurance premiums when eligible employees move to Medicare.
With so many people working past age 65, there's a good chance that you have someone who is eligible for Medicare.So, where do you get information on switching your employees to Medicare?
Monday, June 18, 2012
Are you turning 65 or going on Medicare soon?
Plan now to join me for one of my upcoming workshops where I can help prepare you for your transition to Medicare. I am teaching these information packed classes at Northeast Ohio colleges, community centers and
libraries. You will find a complete list of workshops posted on my website at www.mutskoinsurance.com/seminars.
More than ten thousand (10,000!) baby boomers are turning 65 every day. The demand for accurate, up-to-date Medicare information is unprecedented. My Getting Started with Medicare class provides people like you who are approaching retirement or going on Medicare for the first time a chance to learn all the 'nuts & bolts' about Medicare. People who attend my class often comment that they are much more comfortable when it comes time to enroll in Medicare because they understand their options.
And rest easy . . . the class is not a sales pitch. Just straight forward information on Medicare. Pre-registration is required and can be made by contacting the colleges, libraries and community centers directly. My next class is
Wednesday, June 20, 2012
Lakeland Community College
10:00 am - 12:00 pm 7700 Clock Tower Drive Kirtland, OH 44094 440-525-7116
More than ten thousand (10,000!) baby boomers are turning 65 every day. The demand for accurate, up-to-date Medicare information is unprecedented. My Getting Started with Medicare class provides people like you who are approaching retirement or going on Medicare for the first time a chance to learn all the 'nuts & bolts' about Medicare. People who attend my class often comment that they are much more comfortable when it comes time to enroll in Medicare because they understand their options.
And rest easy . . . the class is not a sales pitch. Just straight forward information on Medicare. Pre-registration is required and can be made by contacting the colleges, libraries and community centers directly. My next class is
Wednesday, June 20, 2012
Lakeland Community College
10:00 am - 12:00 pm 7700 Clock Tower Drive Kirtland, OH 44094 440-525-7116
Thursday, June 14, 2012
Long-term care is a plan . . . not a place
Have you given any thought to what you or your family would do if one of you needed care for an extended period of time?
A
growing number of my customers have been asking me about their options should
they ever need extended care. I decided it was time for
me to take steps to learn all I could about this complex field.
I
recently completed a rigorous multidisciplinary
course and passed a comprehensive exam that focuses on the profession of
long-term care. The Certification in Long-Term Care (CLTC) program that I
completed is independent of the insurance industry and provides professionals
with the tools they need to help their clients meet their long-term care needs.
I have had far too
many families ask for my advice on what they can do after a loved one has had a serious accident or been
diagnosed with Alzheimer’s, dementia or some other chronic illness. The fact is
there is little that I can do to help at that point.
I will be offering
workshops this fall to help people understand the financial, physical and
emotional consequences associated with providing or paying for care over an
extended period of time. I believe that once people have this information, they
will understand their need to take action while they have options.
Wednesday, June 13, 2012
Former Smokers . . . Check your Life Insurance Policy
If you are a former smoker, you may want to check your old life insurance policies to see if they still list you as a smoker. You may save some money by letting them know you no longer smoke.
While you are checking, take a look at who you have listed as your life insurance beneficiaries. Families change. People divorce. Grandchildren come along. All these changes may affect who you want listed as your insurance beneficiary.
While you are checking, take a look at who you have listed as your life insurance beneficiaries. Families change. People divorce. Grandchildren come along. All these changes may affect who you want listed as your insurance beneficiary.
Sunday, June 10, 2012
Want to Learn More about Medicare?
Are you approaching age 65? Will you soon be going on Medicare for the first time? This is an opportunity for you to gain a basic understanding of how Medicare works. Learn what's covered and what's not. This class is designed to make Medicare easy to understand and help you get all your questions answered.
Call to register for one of the upcoming workshops:
Wednesday, June 13, 2012 SELREC Lyndhurst YMCA
2:00 pm – 4:00 pm 5000 Mayfield Road
Lyndhurst, OH 44124
216-382-4300 Wednesday, June 20, 2012 Lakeland Community College 10:00 am - 12:00 pm 7700 Clock Tower Drive Kirtland, OH 44094 440-525-7116 Tuesday, June 26, 2012 City of Shaker Heights
Stefanie Tubbs-Jones Building 6:00 pm – 8:00 pm 3450 Lee Road Shaker Heights, OH 44120 216-491-2578
You can find more classes listed on my website at www.mutskoinsurance.com.
Call to register for one of the upcoming workshops:
Wednesday, June 13, 2012 SELREC Lyndhurst YMCA
2:00 pm – 4:00 pm 5000 Mayfield Road
Lyndhurst, OH 44124
216-382-4300 Wednesday, June 20, 2012 Lakeland Community College 10:00 am - 12:00 pm 7700 Clock Tower Drive Kirtland, OH 44094 440-525-7116 Tuesday, June 26, 2012 City of Shaker Heights
Stefanie Tubbs-Jones Building 6:00 pm – 8:00 pm 3450 Lee Road Shaker Heights, OH 44120 216-491-2578
You can find more classes listed on my website at www.mutskoinsurance.com.
Friday, June 8, 2012
So what's a Certified Senior Advisor?
When I need someone to provide a service, I do my homework. I like to make sure I choose the right person for the job. I enjoy working with people who are easy to relate to and who get what I need.
I'm a Certified Senior Advisor. (CSA for short.) You may be thinking, "so, what."
Certification as a CSA indicates that I have taken steps to supplemented my insurance licenses, credentials and education with knowledge about aging and working with seniors. I understand that that there are key health, social and financial factors that are important to seniors—and I know how these factors work together.
This knowledge is especially helpful when we are discussing Medicare Advantage Plans, Medicare Supplements, Prescription Plans and Annuities. It just give me a much better perspective on the needs of my clients.
I'm a Certified Senior Advisor. (CSA for short.) You may be thinking, "so, what."
Certification as a CSA indicates that I have taken steps to supplemented my insurance licenses, credentials and education with knowledge about aging and working with seniors. I understand that that there are key health, social and financial factors that are important to seniors—and I know how these factors work together.
This knowledge is especially helpful when we are discussing Medicare Advantage Plans, Medicare Supplements, Prescription Plans and Annuities. It just give me a much better perspective on the needs of my clients.
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